Creative Mortgage Solutions Using

 Non-QM and Bridge Loans

Loans We Offer

Non-QM (O/O):

Alternative Income Documentation

For borrowers with less than perfect credit, challenges with proof of income, a need to close quickly, or agency loan fallout.

Jumbo Prime

Up to $3,000,000

For borrowers seeking jumbo financing for 1-4 unit residential properties (O/O, 2nd Home, or N/O/O) in CA, WA, UT and OR.

Non-QM (N/O/O):

DTI or DSCR Options

For borrowers to purchase or refinance a N/O/O SFR, Condo or 2-4 unit property or do not qualify under any guidelines.

Bridge Loans for Renovation

For borrowers seeking short term financing to acquire and renovate 1-4 unit residential property to hold or for quick sale.

Bridge Loans: Consumer or Business

For borrowers requiring short-term financing on property types like 1-4 unit residential, multi-family, or mixed use. Proceeds can be used for consumer or business purpose.