$10 Million in Class A Preferred Equity Units
The Class A Units are for investors seeking continuous income with potential economic upside by investing in secured residential debt. Secured debt can diversify an investment portfolio and/or provide a haven during an economic downturn.
Capital Alliance, LLC (CAL) is a non-bank lender that originates all types of residential loans throughout California and other western states. Loan types are: Agency, Non-Agency and Portfolio. CAL emphasizes the origination of Portfolio and Non-Agency loans. A Portfolio or Non-Agency loan is generally used when a property or a borrower does not qualify under Agency guidelines. CAL typically holds the Portfolio loans in its own inventory until their maturity and sells the Non-Agency loans into the secondary market.
CAL’s executive team executive team has originated, underwritten, serviced, and sold over $1 Billion of all loan types during the last 25 years. The knowledge and insight gained by navigating through the 2008 – 2010 mortgage meltdown, has prepared CAL’s executive team to take advantage of the opportunities provided by offering alternative loan products.
The West Coast housing shortage and the rise of self-employed borrowers has fostered an increasing demand for Non-QM loans, especially in California. The Non-QM loan volume was zero in 2015 reached $25+ billion in 2019 and is expected to grow to $50+ billion in 2020.
CAL is offering $10 Million in Class A Preferred Equity Units (the “Class A”). They are senior to the existing Class B Equity Units and would triple total Member’s Equity to $15 Million.
THE EXECUTIVE SUMMARY AND OFFERING TERMS ARE FOR INFORMATIONAL PURPOSES ONLY. NO MONEY OR OTHER CONSIDERATION IS BEING SOLICITED AND NONE WILL BE ACCEPTED. NO SALE OF SECURITIES WILL BE MADE OR COMMITMENT TO PURCHASE ACCEPTED UNTIL THE DELIVERY, REVIEW, AND ACKNOWLEDGMENT OF A PRIVATE PLACEMENT MEMORANDUM THAT INCLUDES COMPLETE INFORMATION ABOUT THE COMPANY AND THE OFFERING. AN INDICATION OF INTEREST MADE BY A PROSPECTIVE INVESTOR INVOLVES NO OBLIGATION OR COMMITMENT OF ANY KIND. THIS OFFER IS BEING MADE PURSUANT TO AN EXEMPTION FROM REGISTRATION UNDER THE FEDERAL AND STATE SECURITIES LAWS. NO SALES MAY BE MADE UNTIL THE SECURITIES ARE REGISTERED OR EXEMPTED FROM REGISTRATION UNDER THE FEDERAL AND STATE SECURITIES LAWS.