Jumbo Prime

A jumbo loan is a mortgage that exceeds the conforming loan limit set by the FHFA for a given area. The most common conforming loan limit for 2020 is $510,400. Loans above these limits cannot be backed by government entities Fannie Mae and Freddie Mac.   

 

We can finance jumbo loans in CA, WA, UT and OR. ​

  • Up to $3,000,000

  • 1-4 unit residential property O/O, 2nd Home, or N/O/O options available

Non-QM 

O/O Consumer Purpose

For borrowers with less than perfect credit, challenges with proof of income, a need to close quickly, or agency loan fallout.

  • Purchase or refinance of 1-4 unit properties.

  • Owner occupied primary or 2nd home  

  • Alternative income documentation i.e. bank statements, 1099s, etc. acceptable.

Non-QM 

N/O/O Business Purpose

For borrowers to purchase or refinance a N/O/O SFR, Condo or 2-4 unit investment property or do not qualify under any guidelines. 

  • Either debt to income ratios (DTI) or the property’s cash flow (DSCR) can be used for income documentation

Bridge Loans 

Business Purpose (O/O or N/O/O)

For borrowers requiring short-term financing for residential, multi-family, or mixed use property types. Proceeds can be used for either consumer or business purpose.

  • 1-4 unit properties

  • Either O/O or N/O/O

Renovation 

or Fix & Flip (N/O/O)

For borrowers seeking to acquire and renovate 1-4 unit residential property to hold or for quick sale.

Do you have a loan scenario you would like to discuss?

Call us at 888-224-8111 or submit a request and one of our Loan Specialists will reach out to you shortly. 

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Loan Products