Jumbo Prime

A jumbo loan is a mortgage that exceeds the conforming loan limit set by the FHFA for a given area. The most common conforming loan limit for 2020 is $510,400. Loans above these limits cannot be backed by government entities Fannie Mae and Freddie Mac.   

 

We can finance jumbo loans in CA, WA, UT and OR. ​

  • Up to $3,000,000

  • 1-4 unit residential property O/O, 2nd Home, or N/O/O options available

Non-QM 

O/O Consumer Purpose

For borrowers with less than perfect credit, challenges with proof of income, a need to close quickly, or agency loan fallout.

  • Purchase or refinance of 1-4 unit properties.

  • Owner occupied primary or 2nd home  

  • Alternative income documentation i.e. bank statements, 1099s, etc. acceptable.

Non-QM 

N/O/O Business Purpose

For borrowers to purchase or refinance a N/O/O SFR, Condo or 2-4 unit investment property or do not qualify under any guidelines. 

  • Either debt to income ratios (DTI) or the property’s cash flow (DSCR) can be used for income documentation

Bridge Loans 

Business Purpose (O/O or N/O/O)

For borrowers requiring short-term financing for residential, multi-family, or mixed use property types. Proceeds can be used for either consumer or business purpose.

  • 1-4 unit properties

  • Either O/O or N/O/O

Renovation 

or Fix & Flip (N/O/O)

For borrowers seeking to acquire and renovate 1-4 unit residential property to hold or for quick sale.

Do you have a loan scenario you would like to discuss?

Call us at 888-224-8111 or submit a request and one of our Loan Specialists will reach out to you shortly. 

Loan Products
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License Information:

Capital Alliance, LLC is licensed by the CA Department of Business Oversight

CFL License 60DBO 43334 / NMLS #1243767

Capital Alliance Advisors, Inc. is licensed by the CA Department of Business Oversight CFL License 605 3456

Capital Alliance Investments, Inc. is licensed by the CA Department of Real Estate DRE License 01922008 / NMLS #1169305

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